Your time, money, and energy built the business of your dreams—we’ll help you protect it. Our BKS hospitality team boasts an insured 6,000 restaurants across all 50 states and in many foreign countries. We offer eight A-rated restaurant-specific programs designed to best meet your specific needs and reduce your total cost of risk.
We understand that hospitality is best served with a smile—we design risk mitigation strategies to keep you smiling. From foodborne illness, spoilage coverage, liquor liability, and property risk management, our experience helps protect all you have created so you can focus on its continued flourishing.
Who We Serve:
Areas of Expertise:
To develop the quantitative analysis and assumptions that underly all premium rates, fixed and variable costs, and loss/claims forecast. This allows us a position of informed strength when negotiating with our partnered insurers.
To facilitate and oversee the application of claims management practices that result in reduced occupational and non-occupational loss/claims costs and increased productivity.
To reveal cost drivers and assess your insurance program efficacy, we develop key performance indicators and ROI metrics.
To forecast future costs and assess the impact of losses on your insurance program, to analyze catastrophe property risks and projected Probable Maximum Losses (“PML”) to your portfolio. We analyze loss data, including cause, frequency, severity, trends, and rates to educate you on your total cost of risk (TCOR).
To develop worksite strategies that support behaviors that reduce exposure to frequency and severity of loss and improve worksite productivity.
When it comes to expertise with golf and country clubs—BKS has a hole in one. BKS Partners represents over 100 golf and country clubs in Florida and has premiere access to insurance programs with cost and coverage enhancements. BKS is also a proud sponsor and preferred partner of the North Florida PGA.
Our colleagues include safety professionals, claim management specialists, compliance, and corporate wellness consultants. Our employee benefits colleagues are experts in helping our clubs navigate the impact of Healthcare Reform. We offer preferred access to all major healthcare providers and private healthcare exchanges.
BKS hospitality experts work with private, semi-private and public clubs, including:
Club Coverage Offerings