Restaurant & Hospitality

Be our guest. BKS’ hospitality industry specialists know the importance of a personalized experience not only in customer service, but insurance solutions.

Wherever your customers receive the five-star treatment—restaurant, golf, or country club, our experts have you covered.

The BKS Holistic Protection™ model creates risk management and employee benefits strategies that evaluate all aspects of your personal and professional life, allowing you to stay focused on delivering your passion to the masses.

Your time, money, and energy built the business of your dreams—we’ll help you protect it. Our BKS hospitality team boasts an insured 6,000 restaurants across all 50 states and in many foreign countries. We offer eight A-rated restaurant-specific programs designed to best meet your specific needs and reduce your total cost of risk.

A five-star approach to risk mitigation.

We understand that hospitality is best served with a smile—we design risk mitigation strategies to keep you smiling. From foodborne illness, spoilage coverage, liquor liability, and property risk management, our experience helps protect all you have created so you can focus on its continued flourishing.

Who We Serve:

  • Bars
  • Quick Service
  • Fast Casual
  • Casual
  • White Tablecloth
  • Franchisor/Franchisees

Areas of Expertise:

  • Restaurant Tailored Property Risk
  • Management
  • Business Continuity
  • Premises Liability
  • Liquor Liability
  • Foodborne Illness
  • Spoilage
  • Fleet Safety


  • OSHA & Workplace Safety
  • Cyber Liability
  • Crime
  • Employment Practices Liability
  • Fiduciary Liability
  • Directors & Officers Liability
  • Workers’ Compensation
  • Employee Benefits Programs

Key Principles of Our Service to You:

Golf & Country Club

When it comes to expertise with golf and country clubs—BKS has a hole in one. BKS Partners represents over 100 golf and country clubs in Florida and has premiere access to insurance programs with cost and coverage enhancements. BKS is also a proud sponsor and preferred partner of the North Florida PGA.

Our colleagues include safety professionals, claim management specialists, compliance, and corporate wellness consultants. Our employee benefits colleagues are experts in helping our clubs navigate the impact of Healthcare Reform. We offer preferred access to all major healthcare providers and private healthcare exchanges.

BKS hospitality experts work with private, semi-private and public clubs, including:

  • Bath & Tennis
  • City Clubs
  • Golf & Country Clubs
  • Historic Clubs
  • Resort, Destination & Timeshare
  • Spa & Fitness
  • Yacht Clubs

Club Coverage Offerings

  • Property
  • General Liability
  • Liquor Liability
  • Business Interruption
  • Automobile Liability
  • Crime
  • Health
  • Disability
  • Life


  • Dental
  • Vision
  • Food-borne Illness
  • Spoilage
  • Cyber Liability
  • Fiduciary
  • Employment Related Practices
  • Directors & Officers
  • Private Risk Management

Ensure your protection is as distinctive as you are.

Get in contact with an advisor today to see how BKS can support you.