Property & Casualty Insurance

Private Property & Casualty Insurance is an important, often overlooked and mishandled component of financial planning.

We take a holistic view of your needs and lifestyles in conjunction with the insurance you purchase foe your company and employees.

Lifestyle Diagnostic Review​

To best tailor your private risk management portfolio to your individual needs we conduct an initial lifestyle diagnostic to determine coverage and risk management needs that may be missing in your current program. Following the lifestyle diagnostic process, we will begin implementing an insurance portfolio that ensures consistency, eliminates gaps in coverage, aligns for congruent titling of assets and follows all industry wide best practices.

Insurer Selection:

While determining the structure of your portfolio we approach insurer selection very thoughtfully by considering each insurance company’s financial stability, breadth of coverage, claims handling, ancillary services, and overall ease of business. Once we have determined which insurers may best fit with your individual needs we will provide coverage terms and comparison to our other markets approach, provide advisory education on the state of the market and perform a cost benefit analysis to determine appropriate deductible and coverage levels based on your risk appetite.

Program Stewardship:

As a part of our deep commitment to close relationships with you we will provide ongoing program stewardship which will also include advisory services on emerging trends, marketplace reviews, loss prevention counsel, claim advocacy, and coverage options.

As your chosen representative for your private risk management program, we will be able to advocate for you as needed through our deeply rooted existing relationships with our insurance company partners. We also pride ourselves on providing pro-active risk management counsel and education on loss trends and how to protect yourselves from a multi-faceted perspective.

The PRM Approach:

Ensure your protection is as distinctive as you are.

Get in contact with an advisor today to see how BKS can support you.