Whether your restaurant provides quick service, casual dining or a white cloth experience, you will benefit from our unparalleled level of service and expertise in restaurant insurance coverage and risk management. BKS has insured over 6,000 restaurant units across 50 states and in many foreign countries. Our colleagues include safety professionals, claim management specialists, compliance consultants and corporate wellness coaches. They create a holistic approach to organizational safety and claim management that integrates seamlessly into your organization. BKS offers eight A-rated restaurant-specific insurance programs that accommodate a variety of coverage needs, coverage geography and food and beverage service types. Our employee benefits colleagues are experts in helping restaurant entrepreneurs navigate the impact of healthcare reform, and we offer preferred access to all major healthcare providers and private healthcare exchanges. BKS provides hospitality and restaurant risk management and insurance expertise in the following areas:

Golf, Country and Yacht Clubs


As one of the largest club insurers in Florida, BKS structures and administers risk management and insurance programs for a variety of clubs including yacht, golf, country, historical and social clubs. Our BKS club hospitality team insures over 80 clubs across the state of Florida, and we offer four A-rated insurance programs specifically designed for a variety of club exposures. BKS hospitality experts work with private, semi-private and public clubs including the following:

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