Business & Professions Insights
Reporting Close Calls to Reduce Accidents; EEOC Delays Amending Wellness Program
Regulations to End of 2019
IRS Releases Inflation-adjusted Limits for HSAs and HDHPs for 2020; Eye Protection in the Summer Sun
HSA and HDHP 2020 Limits Released; Making Emotional Intelligence Work for You
Emergency Preparedness During National Safety Month; 5 Tips for Outdoor Heat Safety
Final Notice of Benefit and Payment Parameters for 2020; DOL Issues Opinion Letter on Gig Worker Classification
DOL Enforcement Actions Are Up and Expected to Stay That Way; Lowest Unemployment in Decades
Electrical Safety in the Workplace; Ergonomics Basics to Prevent Injuries
DOL Supports Federal Court Ruling Invalidating ACA; Parts of AHP Final Rule Are Struck Down by Federal Court
Vote on Health Care Won’t Come Until After 2020 Elections; DOL’s Newly Proposed Overtime Rule: What’s Included
6 Tips for Managing Stress at Work; Concussions in the Workplace
Deadline Extended for EEO-1 Filing; BLS Data on Worker Access to Family Leave in 2018 Now Available
When it Comes to Employee Engagement, Communication is Key; The EEOC is Changing Things Up by Moving Online
Recognizing Workplace Eye Wellness Month; Tips for Safe Spring Cleaning
Proposed Notice of Benefit and Payment Parameters for 2020; DOL Increases Civil Penalty
Workplace Wellness is About More than Just Physical Health; Retaliation Claims Are Up, Are You Prepared?
Don’t Let Winter Weather Cause Slips, Trips and Falls; Workplace Burns and How to Treat Them
ACA Reporting; Wellness Plan Incentive Limits Removed by EEOC
Retaining Talent: Are Your Leaders the Problem?; Calculating OT? Double-check Your Math
Be Cautious of Unguarded Machinery; Do’s and Don’ts When Working at Heights
The IRS is Beginning 2016 Pay or Play Enforcement: Here’s What You Need to Know; FSA Limit to Increase for 2019
2019 Plan Limits:Everything You Must Know; Gen Z is Coming: Are You Prepared?
ACA in the News
On March 6, 2017, Republican leadership in the U.S. House of Representatives issued two bills to repeal and replace the Affordable Care Act (ACA) through the budget reconciliation process. These bills are collectively known as the American Health Care Act. If enacted, the new law would not repeal the ACA entirely, although it would make significant changes to key provisions. The ACA’s employer and individual mandates would be repealed retroactively beginning in 2016. Key consumer protections, like the ACA’s prohibition on pre-existing condition exclusions and dependent coverage to age 26, would remain intact.
On January 13, 2017, the U.S. House of Representatives passed a budget resolution for fiscal year 2017 to begin the process of repealing the Affordable Care Act (ACA). At this time, Republicans have not agreed on a plan to either repeal or replace the ACA. However, a full repeal of the ACA cannot be accomplished through the budget reconciliation process. A full repeal of the ACA must be introduced as a separate bill that would require 60 votes in the Senate to pass.
Beginning in spring 2016, employers started receiving notices from the Exchange if any of their employees were deemed eligible for health insurance subsidies through an Exchange. Employers that receive these notices will have 90 days to file an appeal if they feel the eligibility determination was made in error. Find information on how to handle your organization’s appeal here.
Beginning in spring 2016, employers may receive notices from the Exchange if any of their employees have been deemed eligible for health insurance subsidies through an Exchange. Employers that receive these notices will have 90 days to file an appeal if they feel the eligibility determination was made in error.
2017 Benefit and Payment Parameters: Annual Limits on Cost Sharing; Large Employer and Small Employer Definitions; Marketplace Open Enrollment Period for 2017 and Later Years; Medical Loss Ratio Rules .
The ACA created new reporting requirements to Internal Revenue Code Section 6056. Under these rules, applicable large employers must provide information to the IRS about the health coverage provided to their full-time employees.
PACE Act repeals Healthcare Reform requirements on small group markets to be expanded to businesses with up to 100 employees.
Under the ACA, employers with over 50 full-time employees are subject to new reporting requirements effective in early 2016. In September, the IRS released final 2015 versions of Forms 1094-C and 1095-C, along with related instructions on how to properly meet reporting requirements.
The ACA requires non-grandfathered health plans to include an annual limit on total enrollee cost sharing for essential health benefits (EHB). This annual limit is often referred to as an “out-of-pocket maximum” or “maximum out-of-pocket” (MOOP). New group health plans must embed an individual out-of-pocket maximum in the plan’s family coverage when the family out-of-pocket maximum exceeds the ACA’s out-of-pocket maximum for self-only coverage.
The ACA requires health insurance Exchanges to send a notice to employers regarding employees who purchase coverage through an Exchange and qualify for a health insurance subsidy. These notices are also called “Section 1411 Certifications” and are part of the process established by the Department of Health and Human Services (HHS) for verifying that only eligible individuals receive health insurance subsidies. Learn more about your responsibilities as an employer in this month’s ACA in the News.
The Affordable Care Act (ACA) imposes a penalty on large employers that do not offer minimum essential coverage to “substantially all” full time employees and dependents by the 90th day of employment. Large employers that do offer coverage may still be liable for a penalty if the coverage is unaffordable or does not provide minimum value.
Because the individual mandate was applicable in the 2014 tax year, this is the first year individuals will have to disclose their medical status on their 2014 tax filing. Read this ACA in the news for an overview of the individual mandate and the new 2014 tax requirement.
Under these new reporting rules, certain employers must provide information to the IRS about the health plan coverage they offer (or do not offer) to their employees. This ACA in the News includes an overview of the two IRS codes.