Cyber Liability

Confidently adopt new technology for your business with cyber liability coverage

Safeguard Your Organization Against Cyber Attacks and Data Breach Risks.

Technology is now integral for both online and brick-and-mortar businesses, but with great technology comes great responsibility to protect your sensitive data.

As technology opens doors for new opportunities, it exposes your business to challenges like cyber risks and vulnerability for stored sensitive data. Learn how to navigate this new landscape with BKS Partners and find the ideal cyber liability coverage plan to protect your business.

Depending on the policy, cyber liability spans a broad spectrum of coverage, including:

Privacy liability network security which protects against negligence or failure to safeguard confidential data.

Network Security Cover which insures against losses caused by a Denial of Service (DOS) attack or unauthorized access to records.

First-Party Internet Risk Coverage which provides reimbursement for expenses from e-business interruption, data restoration, and cyber extortion.

Cyber Liability Services

Data Restorations & Extra Expense

This coverage reimburses the costs incurred to restore electronic data that has been lost due to the unauthorized access of their system, the introduction of malicious code or virus, or a DOS attack that causes loss or damage to data. Although most companies have data backups stored in a secure location, extra expense can still be significant.

E-Business Interruption & Extra Expense

An e-business interruption policy helps reimburse profit loss in the event of a business’ inoperability resulting from interruption or suspension of the company’s computer system due to a security breach. Other operating expenses that can be reimbursed are payroll and forensic expenses.

Cyber Extortion & Extra Expense

This type of coverage can be equated to kidnap and ransom insurance for computer systems. A common tactic in cyber-extortion scenarios is to threaten to incapacitate the victim’s transactional website or other components of their information system, known as a DOS attack. This coverage provides money to the insured to meet the demands of the extortionist, but also provide resources to help navigate and negotiate the situation.

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