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Palm Aire Country Club (PACC) engaged BKS Partners in effort to find an Insurance and Employee Benefits partner who can execute a Holistic approach, ultimately providing a one-stop solution to their insurance needs. PACC elected to partner with the BKS Golf and Country Club team and reaped the rewards of working with a group of specialists who know their business.
PACC was receiving year-over-year medical cost premium increases of 3-5%. Additionally, they were working with multiple carriers for their ancillary benefits. Prior to partnering with BKS, PACC had a disjointed commercial insurance program with multiple renewal dates, multiple carriers and significant gaps in coverage. PACC was experiencing pain with their Workers Compensation coverage, specifically an increasing experience modification factor and no dividend options for return premium.
BKS leveraged carrier partner relationships to obtain competitive options and bundled ancillary benefits to realize administrative efficiencies and additional expense reduction. BKS placed PACC into a Golf Club specific insurance program, increased coverage terms substantially, and provided Golf Course outdoor grounds coverage for both courses at the 36 hole facility.
BKS placed Palm Aire with the #1 Work Comp provider for Country Clubs in Florida. BKS partnered with this carrier and implemented safety and awareness trainings which quickly proved to be successful.