BKS Insights

Our philosophy is “Insight beyond insurance.”

BKS believes the best way to serve our clients is through insight. So before we look at insurance products, we take a comprehensive look at the lifestyles, passions, professions and business ventures they’ll need to protect. Often, we find that the best way to cover a client’s assets isn’t insurance at all. That’s why we’ll keep you on top of emerging trends and help you consider alternatives to traditional insurance protection.

In many cases, prevention can offer the same or greater protection at a fraction of the cost. Whether it’s wellness education for your employees to reduce the expense of healthcare coverage, regular property maintenance to prevent water damage, or indemnification language to protect your business from lawsuits, we’ll help you explore every option for the greatest protection at the most comfortable cost.


BKS Supplements

June
Are you experiencing workweek jet lag? Colleagues who are just joining the workforce are.  And you may be too if your weekend  differs radically from you workweek.  Find out what it is and how to avoid it by reading  this month’s Supplement.

May
Of the many roles that women fulfill today, one of the most controversial is being a working mother. Read this month’s supplement to explore some of the most important factors women consider when choosing a place to work.

Bunny Day
Bunny Day – Bonne Idée. The Paris of today is not the Paris of years ago.  It is more Americanized in many ways, but fortunately, it has retained the French art of dining.

 

Hygge
Here in the US, we are in perpetual pursuit of more. More time, more money, more happiness. Read this month’s supplement to explore hygge and the art of intentionally creating intimacy or coziness.

 

Groundhog Day
In Punxsutawney, PA where winters are cold and long,  as many as 40,000 people gather to celebrate Groundhog Day. In the movie version of Groundhog Day, Bill Murray portrays a meteorologist who is condemned to reliving the same day over and over again. Read this month’s Supplement to explore the powerful lessons in the movie version of Groundhog Day.

 

Veisalgia
Veisalgia sounds terrible doesn’t it? Before you start your internet search, if you welcomed the New Year in a traditional manner, it is likely you have contracted at least a mild strain of it. Read this month’s Supplement to learn more.

 

The Year in Review
With all of the seasonal celebration and travel, it is tempting to loosen the reigns and abandon our wellness rituals entirely. In looking back at 2016, there is no new message or challenge here. We have been challenging ourselves all year long, December just happens to be particularly intense. Read this month’s Supplement to review our 2016..

 

stuffing-map
The Great Debate
And you thought all of the debates were over. Think again. The next topic of national significance is the stuffing/dressing controversy. Read this month’s Supplement to learn the landscape of this traditional Thanksgiving side dish.

 

It’s Pumpkin Time
Living in Florida, it is difficult to tell when the seasons change, particularly in the fall. Fortunately, we have Starbucks’ Pumpkin Spice Latte to let us know Autumn is here. Read this month’s Supplement to learn about the health benefits of pumpkin pie spice.

 

The Big Stuff
Preparing for life’s adversities begins with momentary, daily practices that create capacity for those unexpected setbacks.  Read this month’s Supplement and find something that is just right for you.

 

The Summer Games
While we may not experience the same peaks and valleys as Olympic athletes, we are predisposed to the same effects of stress and challenge on our performance, health and happiness.  

 

Small Changes, Big Benefits
Small changes practiced consistently will lead to serious health and fitness gains.

 

Take Your Vacation – June 2016
Vacations don’t have to be long and expensive to reap the health and productivity benefits. The real magic is in improved sleep and more autonomy.

 

Scale
Fat Chance – May 2016
Six years after losing hundreds of pounds on the popular TV show “The Biggest Loser”, 14 of the 16 season 8 contestants have regained the weight. Learn about the Leptin Loop and how you can better manage your weight gain and weight loss in this month’s supplement.

 

 A New Blue Zone – April 2016
The Southwest Florida Blue Zones Project is championing a community-wide wellbeing initiative to make healthy choices easier for everyone in the area. Employers who are actively encouraging a healthy lifestyle are becoming Blue Zone Approved, including some BSK clients.  

 

Crazy Busy – March 2016
Consider implementing some “intentional lifestyle choices” into your daily routine to escape the feeling of being crazy busy.

 

Celebration – February 2016

Whatever event you are celebrating, please enjoy the best possible version of your special food and drink. Take care. Be present. Savor. Share it with people you love. Celebration is an essential part of wellbeing regardless of your belief system. Its power rests not in the food and the drink, but in the sharing.

 

Yoga
Excess – January 2016

Thinking about a detox or juice cleanse? Think again.  And read this month’s Supplement to  evaluate the top 2016 trends in the fitness and diet industries.

 

Tree_Menorah
‘Tis The Season – December 2015
Risk Management Tip: ‘Tis the season… to give yourself a break. Read this month’s Supplement to find out a few simple ways to recharge during this hectic time of year.

 

 Zeitgeber – November 2015

Zeitgeber. Did setting the clocks back affect your body clock?  Whether or not you were aware of it, setting the clock back nudged you to go to sleep and wake earlier.   This nudge is called a zeitgeber, the German word for “time giver”.  Zeitgebers are environmental cues that synchronize our daily biorhythms with Earth’s 24-hour light/dark cycle. They are all around us. Read this month’s Supplement to see what other zeitgebers may be helping or hindering your sleep. 

 

What’s Your Type? – October 2015

Not only is your body shape determined by heredity, but  so are your energy patterns, food preferences and reactions to stress.    

 

 

Road Runner Living – September 2015

Road runner living began when we allowed the clock to govern our physical wellbeing.  We use the clock to verify that our present experience is appropriate given the time of day and have become programmed to eat, sleep and move based on the hour rather than a physical cue.  By implementing new habits we slow down the “need for speed”.

 

donate
Tidying Up – August 2015

Mountains of science support the wellness benefits of de-cluttering.  It brings us closer to our purpose, and enhances the other modifiable realms of wellbeing including financial, physical, social, and community.  Keep only what brings you joy – discard the rest! 

 

palm tree
Summer PTO – July 2015

Our bodies are designed for periods of rest every 90 – 120 minutes, every day with 6+ hours of sleep, and for longer periods for recreation.  Savvy employers honor all of the body’s needs for renewal by encouraging breaks, play, social gatherings, paid holidays and taking vacations. 

 

No Sweat – June 2015

Look back over your personal exercise history. What types of exercise have you enjoyed? What have you sustained? According to Michelle Segar, PhD, we are playing the long game here. If the goal is to maintain activity over a lifetime and reap the benefits that that brings, try to refocus and start choosing to move in ways that feel good to you. It all counts.

 

 
Mom – May 2015

Of the many roles that women fulfill today, one of the most talked about is the role of working mother.

 

  
It all started with TV dinners – April 2015
TV dinners were the beginning of America’s love affair with convenience foods. Fortunately, there are fresh, healthy, and easy-to-prepare options that are economical and increasingly widely available. 

       
Painting your financial picture – March 2015
Once you have captured where you stand financially today, you can make a plan for where you would like to be at the end of the year. With a budget in hand, you can begin to make small changes to improve your personal financial narrative for the coming year and work toward a new financial picture at year end.

  
Strength + Ease = The Sweet Spot – February 2015
The sweet spot is the place where our skills meet the challenge. The two roads to get there are by building strength through repetition and finding peace of mind through outsourcing. 

 

Think Small – January 2015
Microresolutions, unlike typical New Year’s resolutions, are small actions that when repeated eventually require no conscious thought. They simply become the way we do something – our personal autopilot, a habit.

       Read more BKS Supplements


BKS Newsletters

What’s your game plan?
If your organization received an audit letter from the Department of Labor today, would you be ready?

Vitally Different
There is a great untapped opportunity in creating and fueling a proactive corporate culture, a program we call BKS Vitality™

Self-Funded Health Plans
Increasingly popular in the wake of Health Reform.

Private Exchanges
What you need to know about today’s options and tomorrow’s opportunities.

Do You Approach Insurance Holistically?
By approaching your risk management from a convergent perspective, you can ensure that your assets are sufficiently protected.

Wellness: A Three Year Resolution
To keep up your commitment to wellness, pay attention to the percentage of your population at low risk, the level of participation in your wellness program, and your expectations for return on investment.

Worker’s Comp
What you must do to minimize the impact of changes in your 2013 MOD rating.